GermanWiki helps expats understand Germany.

I’m moving to Germany

Registration, tax ID, health insurance, bank account and first apartment essentials.

Start checklist →

I started a job

Understand public vs private health insurance, salary deductions and mandatory coverage.

Compare options →

I need to understand taxes

Tax classes, deductions, tax returns and how your German salary really works.

Tax basics →

I want to plan my future

German pension system, private retirement planning and long-term financial decisions.

Plan ahead →

Need help understanding your personal setup?

GermanWiki explains how Germany works. If you want to understand how health insurance, salary, pension and protection fit your personal situation, book a free 20-minute Financial Check with German Sherpa.

Knowledge hubs

Everything important, organized by topic.

Health Insurance

Public vs private insurance, family coverage, students, employees and newcomers.

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Taxes

Tax classes, income tax, deductions, tax return basics and expat mistakes.

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Money & Financial Planning

Salary, insurance, pension, protection and long-term planning for expats in Germany.

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Housing & Real Estate

Renting, buying property, handover protocols, deposits and mortgage basics.

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Pension

German state pension, private pension planning and what happens when you leave Germany.

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Legal & Bureaucracy

Contracts, legal insurance, official documents and practical bureaucracy guides.

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Internet & Mobile

Contracts, providers, cancellation rules, broadband options and mobile plans.

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20-min Financial Check

A personal orientation call for salary, insurance, pension and protection questions.

Book free check →

Relocation checklist

A simple step-by-step overview for your first weeks in Germany.

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Letters & templates

Ready-to-use English-friendly templates for German admin and contracts.

Browse templates →

Insurance decision helper

Guide users toward the right next step for health insurance in Germany.

Use guide →

Expert-backed guidance

Understand Germany before you sign, choose or apply.

GermanWiki helps expats make informed decisions with clear explanations, updated facts and transparent next steps. For personal financial decisions, users can be guided to German Sherpa.

• ✓Plain-English explanations for complex German systems.
• ✓Clear distinction between general information and personal advice.
• ✓Each important guide should show author, reviewer, sources and last updated date.

Need personal orientation?

When the decision affects your salary, health insurance, pension or long-term plans, a 20-minute Financial Check can help you understand what to review first.

Weekly Germany tips

Join 7,000+ expats learning Germany the simple way.

Get practical updates on insurance, taxes, housing, bureaucracy and everyday life in Germany.