Public Health Insurance
Price Calculator

Employee status
State
Gross annual income
Name of the health insurance fund
Do you have children
Older Than 23?
Your current contribution
Employees who earn less than 538 € per month or 6456 € per annum fall under “mini-job” category. In this situation, you don’t pay any health insurance premium if you are covered via other means, such as family insurance or student health insurance. If you are not covered by these means, then you pay the minimum health insurance premium, i.e., around 226 € per month
Employees who earn between 538 € and 2000 € per month fall under “midi-job” category. In this situation, your employer pays the bigger portion of the health insurance premium
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€ per month
Now you are eligible for private health insurance
Private health insurance offers more options to improve your medical coverage and reduce the monthly cost. with a button to go to our broker website For all calculations add the table below (in the pictures): "How is the premium calculated"
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€ per month
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By switching the insurance provider, you can save up to
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€ per annum
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Health Fund percentage
0.00
You are eligible for private health insurance

Private health insurance offers more options to improve your medical coverage and reduce the monthly cost.

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How is the premium calculated?

Monthly Gross salary
0.00
€
Income considered to calculate the premium
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€
Rate
Amount
General Contribution:
0.00
%

0.00
€
Additional Contribution:
0.00
%
0.00
€
Long Term Nursing Care:
0.00
%
0.00
€
Total Contribution:
0.00
%
0.00
€
Your employer’s contribution:
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%
0.00
€
Your contribution:
0.00
%
0.00
€

Income considered to calculate the premium*
Your gross monthly income is considered when calculating the premium. However, there are the following minimum and maximum limits.
Minimum income: 1178.33 €
Maximum income: 5175 €
Income considered for students: 855 €

General contributions (Krankenversicherung)*: It’s set by the government and is the same for everyone and every public insurance company.
It’s 14.6% of the income considered.
It’s 10.22% of income considered for students.

Additional contribution (Zusatzbeitrag)*: It’s set independently by each public health insurance provider. The Germany-wide average is 1.7%.

Long-term nursing care contribution (Pflegeversicherung)*: The government sets it, and it varies from 2.4% to 4% depending on your age and number of children.

*as of 13 Aug. 2024

How is the premium calculated?

Monthly Gross salary
0.00
€
Income considered to calculate the premium
0.00
€
Rate
Amount
General Contribution:
0.00
%

0.00
€
Additional Contribution:
0.00
%
0.00
€
Long Term Nursing Care:
0.00
%
0.00
€
Total Contribution:
0.00
%
0.00
€

Income considered to calculate the premium*
Your gross monthly income is considered when calculating the premium. However, there are the following minimum and maximum limits.
Minimum income: 1178.33 €
Maximum income: 5175 €
Income considered for students: 855 €

General contributions (Krankenversicherung)*: It’s set by the government and is the same for everyone and every public insurance company.
It’s 14.6% of the income considered.
It’s 10.22% of income considered for students.

Additional contribution (Zusatzbeitrag)*: It’s set independently by each public health insurance provider. The Germany-wide average is 1.7%.

Long-term nursing care contribution (Pflegeversicherung)*: The government sets it, and it varies from 2.4% to 4% depending on your age and number of children.

*as of 13 Aug. 2024

How is the premium calculated?

Monthly Gross salary
0.00
Income considered to calculate the premium
0.00
€
Rate
Amount
General Contribution:
0.00
%

0.00
€
Additional Contribution:
0.00
%
0.00
€
Long Term Nursing Care:
0.00
%
0.00
€
Total Contribution:
0.00
%
0.00
€

Income considered to calculate the premium*
Your gross monthly income is considered when calculating the premium. However, there are the following minimum and maximum limits.
Minimum income: 1178.33 €
Maximum income: 5175 €
Income considered for students: 855 €

General contributions (Krankenversicherung)*: It’s set by the government and is the same for everyone and every public insurance company.
It’s 14.6% of the income considered.
It’s 10.22% of income considered for students.

Additional contribution (Zusatzbeitrag)*: It’s set independently by each public health insurance provider. The Germany-wide average is 1.7%.

Long-term nursing care contribution (Pflegeversicherung)*: The government sets it, and it varies from 2.4% to 4% depending on your age and number of children.

*as of 13 Aug. 2024

How is the premium calculated?

Monthly Gross salary
0.00
Income considered to calculate the premium
0.00
€
Rate
Amount
General Contribution:
0.00
%

0.00
€
Additional Contribution:
0.00
%
0.00
€
Long Term Nursing Care:
0.00
%
0.00
€
Total Contribution:
0.00
%
0.00
€

Income considered to calculate the premium*
Your gross monthly income is considered when calculating the premium. However, there are the following minimum and maximum limits.
Minimum income: 1178.33 €
Maximum income: 5175 €
Income considered for students: 855 €

General contributions (Krankenversicherung)*: It’s set by the government and is the same for everyone and every public insurance company.
It’s 14.6% of the income considered.
It’s 10.22% of income considered for students.

Additional contribution (Zusatzbeitrag)*: It’s set independently by each public health insurance provider. The Germany-wide average is 1.7%.

Long-term nursing care contribution (Pflegeversicherung)*: The government sets it, and it varies from 2.4% to 4% depending on your age and number of children.

*as of 13 Aug. 2024

Insurance provider
Total premium Rough
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€
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€
Total premium
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€
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Savings Rough
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€ per annum
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€ per annum
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€ per annum
Savings if you switch the insurer
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€ per annum
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€ per annum
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€ per annum
95% of the medical coverage offered by public health insurance companies is the same and defined by law.
So, it’s financially advantageous to be insured with a public health insurer that offers lower premiums.
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